.gutw-section{
  background:#f4f6fa;
}
.gutw-container{
  max-width:1250px;
  margin:0 auto;
}
.gutw-heading{
  text-align:center;
  max-width:760px;
  margin:0 auto 36px;
}
.gutw-kicker{
  display:inline-block;
  color:#f4b400;
  font-size:15px;
  font-weight:700;
  margin-bottom:10px;
}
.gutw-title{
  color:#162544;
  font-size:clamp(28px, 4vw, 42px);
  line-height:1.3;
  margin:0 0 12px;
  font-weight:800;
}
.gutw-description{
  color:#667085;
  font-size:17px;
  line-height:1.9;
  margin:0;
}
.gutw-tabs{
  display:flex;
  flex-wrap:wrap;
  justify-content:center;
  gap:12px;
  margin-bottom:32px;
}
.gutw-tab{
  border:1px solid rgba(22,37,68,.12);
  background:#fff;
  color:#162544;
  border-radius:999px;
  padding:12px 22px;
  font-size:15px;
  font-weight:700;
  cursor:pointer;
  transition:all .25s ease;
}
.gutw-tab:hover,
.gutw-tab.is-active{
  background:#f4b400;
  border-color:#f4b400;
  color:#162544;
  transform:translateY(-2px);
  box-shadow:0 10px 24px rgba(244,180,0,.22);
}
.gutw-panel{
  display:none;
  animation:gutwFade .35s ease;
}
.gutw-panel.is-active{
  display:block;
}
.gutw-grid{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:22px;
}
.gutw-card{
  background:#fff;
  border-radius:22px;
  padding:24px 18px;
  text-align:center;
  text-decoration:none;
  box-shadow:0 10px 30px rgba(17,24,39,.06);
  border:1px solid rgba(22,37,68,.06);
  transition:transform .3s ease, box-shadow .3s ease, border-color .3s ease;
  min-height:190px;
  display:flex;
  flex-direction:column;
  justify-content:center;
  gap:14px;
}
.gutw-card:hover{
  transform:translateY(-8px);
  box-shadow:0 18px 40px rgba(17,24,39,.12);
  border-color:rgba(244,180,0,.45);
}
.gutw-logo{
  height:78px;
  width:100%;
  border-radius:16px;
  background:linear-gradient(135deg,#f8fafc 0%,#eef2f7 100%);
  border:1px dashed rgba(22,37,68,.18);
  display:flex;
  align-items:center;
  justify-content:center;
  overflow:hidden;
  position:relative;
}
.gutw-logo img{
  width:100%;
  height:100%;
  object-fit:contain;
  background:#fff;
  padding:10px;
  transition:transform .3s ease;
  transform:scale(1);
}
.gutw-logo-placeholder{
  font-size:32px;
  opacity:.6;
}
.gutw-card-title{
  margin:0;
  color:#162544;
  font-size:18px;
  line-height:1.7;
  font-weight:800;
}
@keyframes gutwFade{
  from{opacity:0; transform:translateY(10px);}
  to{opacity:1; transform:translateY(0);}
}
@media (max-width:1100px){
  .gutw-grid{
    grid-template-columns:repeat(3,minmax(0,1fr));
  }
}
@media (max-width:768px){
  .gutw-grid{
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:16px;
  }
  .gutw-card{
    min-height:170px;
    border-radius:18px;
    padding:18px 14px;
  }
  .gutw-card-title{
    font-size:16px;
  }
  .gutw-description{
    font-size:15px;
    line-height:1.8;
  }
}
@media (max-width:480px){
  .gutw-tabs{
    gap:10px;
  }
  .gutw-tab{
    width:calc(50% - 5px);
    padding:11px 10px;
    font-size:14px;
  }
  .gutw-grid{
    grid-template-columns:1fr;
  }
}